INDEPENDENT FINANCIAL ADVISOR

HELPING YOU PROTECT YOUR FINANCIAL FUTURE OUR TEAMSERVICES

founder

James J. Speir

James J. Speir is the Founder of Speir Financial Services, LLC, providing financial and insurance services. James’ passion is to provide continuous financial guidance to individuals and families who need to secure their financial future. 

When Must Require Minimum Distributions (RMD’s) Be Taken?

Your first required distribution from an IRA or retirement plan is for the year you reach age 70½. However, you have some flexibility as to when you actually have to take this first-year distribution. You can take it during the…

What are SEP IRAs?

Many people ask, “What is a SEP IRA and is it something I should consider”? Well a simplified employee pension plan (SEP) is a deferred-compensation arrangement that is similar to a profit-sharing plan. It can be set up by employers and self-employed individuals,...

Oh My! I’m Turning 65 Soon! What’s Next?

Turning 65 is a big life event, and thousands of baby boomers are doing it every day. Here’s what you need to know right off the bat: You must be 65 to enroll in Medicare—your spouse’s age doesn’t count. You may enroll in Medicare even if you’re not collecting...

Co-author: James J. Speir

Journal of Elder Abuse & Neglect: The Lichtenberg Financial Decision Screening Scale (LFDSS): A new tool for assessing financial decision making and preventing financial exploitation.
(Volume 28, Issue 3, 2016)

EVENTS

WHAT BABY BOOMERS NEED TO KNOW ABOUT RMDS

Seminar Dates:

  • October 9th, 2019 at 11:30am

LOCATION:
Andiamo Italian Ristorante
6676 Telegraph Rd,
Bloomfield Twp, MI 48301