Are you concerned that your clients no longer may be able to understand the risks they seem willing to take? Do you worry that these vulnerable adults are being influence to make decisions that could be harmful to their...
Read MoreMany people ask, “What is a SEP IRA and is it something I should consider”? Well a simplified employee pension plan (SEP) is a deferred-compensation arrangement that is similar to a profit-sharing plan. It can be set up by...
Read MoreTurning 65 is a big life event, and thousands of baby boomers are doing it every day. Here’s what you need to know right off the bat: You must be 65 to enroll in Medicare—your spouse’s age doesn’t count. You may enroll in...
Read MoreDid you attain your 2016 financial goals when you set them in motion as your New Year’s resolution at the end of last year? If not, why not? What happened? Did you start well but lost focus or interest? Did you accomplish some...
Read MoreOwning a home outright is a dream that many Americans share. Having a mortgage can be a huge burden, and paying it off may be the first item on your financial to-do list. But competing with the desire to own your home free and...
Read MoreWhat makes someone successful in retirement? Is it money and how much you have of it? No. Not solely, but it helps. The Employee Benefit Research Institutes recent survey does indicate that retiree confidence is higher in those...
Read MoreThe annual Open Enrollment Period is over for 2016, but you may be able to get the health insurance you need IF you have a life event that qualifies you for a Special Enrollment Period. Over the next several blogs, I plan to...
Read MoreThe file & suspend claiming strategy has been eliminated as of April 30, 2016. However, the restricted application strategy is still available for people that were born on or before January 1, 1954. They can restrict their...
Read MoreThe annual Open Enrollment Period is over for 2016, but you may be able to get the health insurance you need IF you have a life event that qualifies you for a Special Enrollment Period. Over the next several blogs, I plan to...
Read MoreDeciding when to begin receiving Social Security benefits is a major financial issue for anyone approaching retirement because the age at which you apply for benefits will affect the amount you’ll receive. If you’re...
Read MoreBefore you retire, take the time to figure out just how much money you’ll need for retirement. One of the biggest concerns for retirees is whether their retirement savings will last the rest of their lives– will they...
Read MoreWhat is it? Determining your retirement income needs is a process that helps you identify your retirement planning needs based on your desired standard of living and the resources you’ll have available. Today, you can...
Read More